MoveWealth Terms of service.

Last Updated: June 30, 2025

1. Acceptance of Terms

By accessing or using the MoveWealth platform (the “Service”), operated by MoveWealth, Inc. (“MoveWealth,” “we,” “us,” or “our”), you (“you” or “User”) agree to be bound by these Terms of Service and our Privacy Policy. If you do not agree to these terms, you may not access or use the Service.

The Service is intended solely for use by licensed financial professionals. By using the Service, you represent and warrant that you are legally authorized to offer or assist with life insurance products in your jurisdiction.

2. Informational Nature of the Platform

All outputs generated by MoveWealth are for informational purposes only. They are not underwriting decisions, carrier approvals, or formal suitability determinations. Final decisions about eligibility, product fit, rating, and issuance rest solely with the insurance carrier.

You agree not to rely solely on MoveWealth outputs to make binding recommendations or compliance determinations. Use of the Service does not replace professional judgment, due diligence, or independent verification.

3. User Responsibilities

You agree to:

  • Use the Service only for lawful, professional purposes;

  • Maintain the confidentiality of any credentials used to access the Service;

  • Ensure that any documents or data uploaded to MoveWealth do not violate any applicable laws or third-party rights;

  • Comply with all applicable insurance and data privacy regulations, including those specific to your license and jurisdiction.

4. Privacy and Data Use

By using the Service, you consent to our collection and use of your information as described in our Privacy Policy. We will not sell your personal information but may use de-identified, aggregated data to improve platform functionality.

5. Intellectual Property

The MoveWealth platform, including all software, branding, and outputs, is owned by MoveWealth, Inc. Except where explicitly permitted, you may not copy, modify, reverse-engineer, or distribute any part of the Service.

You retain ownership of the documents and client data you upload, but grant us a license to process them solely for the purpose of providing and improving the Service.

6. Limitations and Disclaimers

The Service is provided “as is” and “as available” with no warranties of any kind, express or implied. We do not guarantee the accuracy, completeness, or usefulness of any generated outputs.

To the fullest extent permitted by law, MoveWealth disclaims any liability for:

  • Errors or omissions in outputs;

  • Delays or losses caused by reliance on outputs;

  • Data breaches or security failures beyond our reasonable control.

7. Limitation of Liability

To the maximum extent permitted by law, in no event shall MoveWealth, its officers, employees, or partners be liable for any indirect, incidental, special, or consequential damages arising from the use or inability to use the Service.

Our total liability for any claim relating to the Service shall not exceed the amount paid by you for the Service in the past 12 months.

8. Modifications

We may revise these Terms of Service at any time by posting an updated version on our website. Continued use of the Service after changes means you accept the updated terms.

9. Governing Law

These Terms are governed by the laws of the State of New York, without regard to its conflict of law rules. Any disputes shall be resolved in accordance with the Dispute Resolution provisions in our Privacy Policy.

10. Contact

Questions? Contact us at:

dj@movewealth.io